Message for Nav over next stage
Posted By: Suzy Miller on 19/04/2026 at 06:03
Hello Nav
Did you meet with Henry? He can help you work out the best way to split the finances so you reduce the time spent in Mediation (and cost).
As a divorce financial expert he will ensure you will be more accurate with splitting the assets and come up with a couple of options – and then use the mediation process to cut a deal. You don’t need a solicitor for this.
Whatever you don’t agree on in mediation (should that be the case) – I’ll introduce you to an arbitrator who can act like a private judge to rule on just those bits you couldn’t find an agreement on – or the whole thing if you haven’t reached any agreements at all. So no need for court or solicitors – unless there is some specific legal question involved – but that is unlikely.
Sometimes a difficult spouse needs to ask a solicitor to confirm that they may not get a ‘better’ split of assets by going to court (evidenced by the financial cashflow report – not just a form E – created with Henry), though the mediator should have explained that to them. They could even have their solicitor in a breakout room during the mediation if they want to pay for that. But you don’t need that expense.
If your mediator doesn’t allow that option – I know mediators who do.
Once you have agreed on the financial split (ideally using cashflow forecasts from Henry that accurately show that both of you will have enough for your needs) – then come back to me (or visit Consent Order in the Toolbox) and there is a link to turn the mediation summary (Memorandum of Understanding) into a Consent Order you can submit at the interim stage of the divorce process. (Or if you’ve had to use an arbitrator they can draw up a Financial Order).
It is a good thing to get independent legal advice on your final mediated agreement before submitting it if there is any chance your spouse might try to argue against the agreement at a later date – to prove that they knew what they were signing – but ensure a solicitor is used who is a member of the Amicable Divorce Network UK (nothing to do with the amicable divorce company) to ensure they won’t try to unravel your agreement.
Come to the monthly Meetup on Thursday 23 April 8.30pm (see Meetup in the group for the zoom link) to get any questions you still may have, answered.
Hi Navreen - so have you spoken yet for your free no obligation session with Chartered Financial Planner Henry Elliston? Has he asked you for more information in order to help you be clear on how best to split the finances? When you have those choices (as described in the Fair Settlement Summit) then the mediation is used to cut a deal (unless your spouse already agrees without that).
Suzy Miller
Hi again. I've now got the cetv and l think that was the last part for my Form E. I'm now looking into a financial planner/advisor but been told that there are 2 parts left to do before that. Some forms to complete and send to the court before l can do the final part of the pensions and assets settlement. I'd like to know what l need to complete now? So many forms and timeliness! Thanks Nav
Nav
Hi Nav - that is between you and Henry. But he costs less than lawyers and he’s more useful. Just ask him what is involved for him to create a couple options of how best to split the finances so your souse has a choice.
Suzy Miller
Hi Suzy, l've spoken to Henry before my financial statement forms were handed in. I can see that things can get difficult during tte settlement. Would Henry be able to check if im getting a fair deal before an agreement and how much will that cost?? Thanks Nav
Nav
Hi Nav - did you not talk with Henry the financial planner? He can work out how best to split the finances and pensions and allow for your needs going forwards. Then in the mediation you cut a deal based on that (ideally two) versions of what works for you. Otherwise what are you mediating if you haven’t got that information and proposals already prepared?
Suzy Miller
Hi Suzy, thanks for that. Where would l get the cash flow chart from? We've had the 1st part of our mediation and we still need to get a CETV from one more pension provider. I will need to claim some of his pension to be able to purchase a house for my young adult sons and myself. I work 4 days. What percentage would be given and how will that be made fair? Nothing was really agreed on so not sure what im expecting in the next 30 mins session. Thanks Nav
Nav