Divorce Group Chat

Ready to create your Consent Order?

Posted By: Suzy Miller on 06/08/2026 at 14:42

Financial Consent Order:
When you are ready to have your financial agreement turned into a Consent Order (£269 + court submission fee): this company provide a very affordable service:  https://www.divorce-online.co.uk/suzy_miller-referal-form/

You need to already have everything agreed and ideally a Memorandum of Understanding written up by a mediator to convert into the Consent Order. This will cost less than using a solicitor to reach this stage but also ensure that you have created a fair settlement.

If the finances are very simple you can go straight to an online service (linked to above) but if there are properties or pensions involved, I would highly recommend working with a divorce financial expert (even if it’s just a free chat with Henry) and have a MIAMS and maybe only a single mediation session to ensure that you’ve covered everything – and you can split the cost with your spouse and avoid paying lawyers just to talk about and gather the relevant info.

Financial Consent Order:

Suzy_Miller Referal form


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amicable divorce steps……

Posted By: vera on 05/07/2026 at 19:34

Hi,
My ex is reluctant to do the form e as he says its not necessary as we are in agreement of our financial split. He has agreed to pay spousal maintenance and go 50 50 on everything, including his monthly wages. I am happy with that, I’m not looking to take his money, I just want to survive so I feel that is fair. He recommends that we only need to do the d81 alongside the consent order. I’m really confused about the steps forward as everyone I speak to says different things. Joanne, during our introductory call recommended form e and before that conversation I thought it was form d81 that we needed to do. Please advise on the best way to proceed with this. I understand that form e provides financial disclosure. Is it silly to proceed without it? I’ve told him that we will need to do at least one meeting with a mediator to get the memorandum of understanding.

Also, my ex, is not happy with me getting a cashflow forecast from Henry as he says he is compliant with the financial split so it not necessary as he is willing to pay the spousal maintenance.

So the first question regarding this is, because he has agreed to the spousal maintenance is there no need to do a financial cashflow forecast as I will be automatically guaranteed spousal maintenance as the split is 50 50 and is fair.

And the next question is, will his promise to pay the spousal maintenance be strong enough for the courts to agree with the spousal maintenance without the cashflow forecast or do I absolutely need the cashflow forecast to convince the courts that I need the money for the health reasons. Or could the courts reject the spousal maintenance even if my husband agrees to it and we have equal money each month?

Thanks in advance. I feel that I am going around in circles and getting no where so any advice is greatly appreciated.


Latest Comments 7

Hi Suzy, Thanks for your response. We have seen each others financials now and we have reached an agreement. Thanks for sending the consent order link later on. Please can you also send the link where we can speak to a solicitor to say that we understand the terms of the agreement. I recall you mentioning this on one of the monthly calls. Thanks so much for your help

10:28 04/08/2026
vera

Hi V I’ll get that link over to you later today - but just to be clear, without full disclosure (with proof of bank statements etc) then there is no strong foundation for the agreement made. It is not advisable to create a consent order without you both being transparent about the finances. Even if you just have one mediation session (giving the mediator access to the financial info) to create an MOU - that then provides a solid basis for the Consent Order. You can get vouchers for mediation so it won’t cost much as Joanne can get the cost covered by the vouchers. So it may not cost you or your spouse extra and it does the job properly. It is deeply concerning that your spouse does not want to be transparent about his finances - this is a legal obligation. Just saying.

09:15 04/08/2026
Suzy Miller

Please can you resend the link for applying for the consent order as I cannot seem to find it. Thank you so much.

15:39 03/08/2026
vera

You mentioned at one stage the option of cheaply talking to a solicitor to ensure the husband knows what he is doing. Please can you provide that information too. Thank you.

15:32 03/08/2026
vera

Hi Suzy, We have reached a financial agreement so I would appreciate your advice now on the necessary steps needed now to move forward to get the consent order in place. We are currently filing out the D81 form. Thank you kindly, Vera

15:28 03/08/2026
vera

Hi Suzy, Thank you so much for your speedy and informative response. I really appreciate it.

09:23 06/07/2026
vera

Hello Vera - hope the following clarifies what to do next: Be absolutely certain that long term (after retirement) your settlement leaves you with an equitable split - the only way to be sure of that is to talk to Henry. You don’t need to fill in a Form E but the information needed (bank statements/pensions etc) is what Henry (and a mediator) need to see to make sure you are agreeing to a fair settlement that the court will also agree to. Although this may not be relevant in your case if someone puts the wrong or false information on the form E then legally you would have a case to overturn a consent or Financial order, but if it’s never filled it in and signed that this was the correct information, then you wouldn’t be able to do that. The D 81 is a summary of that information. It is not the nitty-gritty details of how much money from a bank account has been spent on crypto et cetera. Because of your health issues it is particularly important that you get advice from Henry about what your needs are, and if the agreement that you have with your spouse covers you then that’s fine - but Henry still needs to see the veracity of the information through bank statements and pension information just to make sure that what he’s advising is indeed an equitable split. Your spouse may be completely transparent and that would be fantastic but you only get one chance to do this properly so if your spouse does not want to provide bank statements and other evidence that is a RED FLAG. It’s what everybody does in a divorce so why would you not expect that from him? If he doesn’t want the onerous task of filling in the form E then Henry effectively helps you do that providing your spouse provides the information. The D 81 is a summary of all of that information on one form that will be submitted alongside the draft consent order. It is what’s filled in at the end of the process but that process really does need to include full Financial transparency. So what matters here is not the Form E so much as having access to at least a year of bank statements and other financial information before filling in the D81 and committing to a financial agreement. If your spouse is struggling to accept any of the above then in a mediation session with Joanne she would help him realise that this is definitely what needs to be done.

07:00 06/07/2026
Suzy Miller
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Responding to Vera about how many mediation session needed

Posted By: Suzy Miller on 30/06/2026 at 18:50

Hello Vera
Best to create a new chat topic rather than add a comment on another post – just helps me not get confused!

So yes in your case, especially if you have the financials set out by Henry (ie. a professional has seen the financial information/bank statements etc of both of you) then really one session of mediation should be enough assuming you both continue to agree, though the mediator also needs to see the financial info as part of her duty of care to both of you.

Once you have the agreement and Joanne writes up the MOU, then you can use that link I sent you to get it turned into a financial consent order and submit it.

Job done!


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Meetups 4th Thursday of the month 8:30pm

Posted By: Suzy Miller on 25/06/2026 at 16:56

Here is the link for the monthly meetups.

Here it is as well as being in the Meetup tile, same one every month.

https://us02web.zoom.us/j/89386831816?pwd=a3YDMKxwkBWkZlGyq6GdTjGaaWr3dw.1

Pop it in your diary!

Suzy


Latest Comments 1

Hi, I have just spoken with the mediator that you recommended who was very helpful and knowledgeable. It would be great to work with her however the cost of the meetings are quite substantial for our budget. We do not fulfill the criteria for vouchers. Is there a way to keep these mediation meetings to an absolute minimum so we can keep costs down? We are in agreement of the financial split so we don't feel that we need to spend money we don't have on costly meetings that we cannot afford. Please let me know what is the bare minimum amount of meetings we need to secure a memorandum of understanding and an open financial statement. I appreciate that every individual case is different. Obviously if there are no other options or cheaper options we will have to proceed however I would like your advice first. Thanks so much.

13:25 30/06/2026
vera
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Thank you Suzy

Posted By: vera on 30/05/2026 at 12:39

Hi Suzy, just a quick thank you for the clarity, focus, and knowledge you provided during this month’s divorce meet up and during the recent divorce summit. Your ability to explain options clearly and keep discussions grounded in practical next steps made a real difference.
I particularly appreciate your straight forward approach which is helping make the divorce process feel more manageable and has allowed me to make decisions with confidence and perspective. Thanks for that.


Latest Comments 2

Hi Suzy l have sent 2 emails to Henry to the only email that l have,when he replied to me about the form. What do l do now?

14:11 01/06/2026
Nav

Thank you for your kind words! Appreciated!

12:42 30/05/2026
Suzy Miller
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Time

Posted By: Nav on 28/05/2026 at 20:48

Hi Suzy. My last questions are…
Realistically, how long would the divorce process take? Started in Feb and 20 week period in August.
All things have gone well so im hoping that this will continue.
Obviously, l don’t know what will happen when it comes to the financial settlement conversation.
Is there also another pause in the process?
Thanks Nav


Latest Comments 3

Hi Nav Henry usually provides an alternative contact - are you not able to book on a time speak to him? What about the original link to his calendar? The financial information is based upon needs - what is fair and equitable. But if there are particular circumstances (inability to earn enough income due to childcare or illness etc) and concerns over having enough to retire on - Henry is the best person and most affordable to accurately work that out. If you have the financial info he needs and you book in a date to talk to him - then things should move swiftly.

15:22 31/05/2026
Suzy Miller

Hi Suzy, I've tried to get in touch with Henry again. I'm hoping he'll reply after half term. I'd like to discuss with Henry which package will be best suited to my situation now. I'm feeling the pressure now to say, do and provide information to my advantage and need someone who will help me to get the best settlement and leave no stone unturned to achieve thos outcome What happens if he is unable to reply asap? Thanks Nav

14:07 31/05/2026
Nav

Hi Navreen. The only pause is the time it takes you to come up with a couple of sensible ways to split the finances as discussed this evening. I hope you manage to reconnect with Henry and have a chat with Joanne if you're not happy with your current mediator. If you follow my suggestions you should be able to agree a settlement and get it turned into a Consent Order in time for submitting it at the conditional stage of the divorce process. It all depends how the mediation goes and whether you need arbitration etc.

21:24 28/05/2026
Suzy Miller
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Response to Mimi

Posted By: Suzy Miller on 03/05/2026 at 09:20

Have you spoken to Henry about what you should be asking for in the financial split?

Then when you know what is fair – have a mediation session with Joanne to agree all the aspects and Joanne can turn it into a MOU. Should only need one session and you should get the cost covered by government vouchers.

Then use the link below to turn that MOU into a consent order and then submit it as soon as the Conditional Order (almost divorced) stage.

If the finances don’t involve pensions or property and are really strait-forward and everything is agreed (and there is no coersive control or bullying to push you into a bad settlement) then the link below also offers a clean break.

But most people would benefit from a chat with Henry and securing the agreement in a mediation session – then with the MOU ready choosing the Financial Consent Order option.

https://divorceonline.link/bestwaytodivorce


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Message for Nav over next stage

Posted By: Suzy Miller on 19/04/2026 at 06:03

Hello Nav

Did you meet with Henry? He can help you work out the best way to split the finances so you reduce the time spent in Mediation (and cost).

As a divorce financial expert he will ensure you will be more accurate with splitting the assets and come up with a couple of options – and then use the mediation process to cut a deal. You don’t need a solicitor for this.

Whatever you don’t agree on in mediation (should that be the case) – I’ll introduce you to an arbitrator who can act like a private judge to rule on just those bits you couldn’t find an agreement on – or the whole thing if you haven’t reached any agreements at all. So no need for court or solicitors – unless there is some specific legal question involved – but that is unlikely.

Sometimes a difficult spouse needs to ask a solicitor to confirm that they may not get a ‘better’ split of assets by going to court (evidenced by the financial cashflow report – not just a form E – created with Henry), though the mediator should have explained that to them. They could even have their solicitor in a breakout room during the mediation if they want to pay for that. But you don’t need that expense.

If your mediator doesn’t allow that option – I know mediators who do.

Once you have agreed on the financial split (ideally using cashflow forecasts from Henry that accurately show that both of you will have enough for your needs) – then come back to me (or visit Consent Order in the Toolbox) and there is a link to turn the mediation summary (Memorandum of Understanding) into a Consent Order you can submit at the interim stage of the divorce process. (Or if you’ve had to use an arbitrator they can draw up a Financial Order).

It is a good thing to get independent legal advice on your final mediated agreement before submitting it if there is any chance your spouse might try to argue against the agreement at a later date – to prove that they knew what they were signing – but ensure a solicitor is used who is a member of the Amicable Divorce Network UK (nothing to do with the amicable divorce company) to ensure they won’t try to unravel your agreement.

Come to the monthly Meetup on Thursday 23 April 8.30pm (see Meetup in the group for the zoom link) to get any questions you still may have, answered.


Latest Comments 6

Hi Navreen - so have you spoken yet for your free no obligation session with Chartered Financial Planner Henry Elliston? Has he asked you for more information in order to help you be clear on how best to split the finances? When you have those choices (as described in the Fair Settlement Summit) then the mediation is used to cut a deal (unless your spouse already agrees without that).

17:33 27/04/2026
Suzy Miller

Hi again. I've now got the cetv and l think that was the last part for my Form E. I'm now looking into a financial planner/advisor but been told that there are 2 parts left to do before that. Some forms to complete and send to the court before l can do the final part of the pensions and assets settlement. I'd like to know what l need to complete now? So many forms and timeliness! Thanks Nav

16:25 27/04/2026
Nav

Hi Nav - that is between you and Henry. But he costs less than lawyers and he’s more useful. Just ask him what is involved for him to create a couple options of how best to split the finances so your souse has a choice.

16:31 19/04/2026
Suzy Miller

Hi Suzy, l've spoken to Henry before my financial statement forms were handed in. I can see that things can get difficult during tte settlement. Would Henry be able to check if im getting a fair deal before an agreement and how much will that cost?? Thanks Nav

16:00 19/04/2026
Nav

Hi Nav - did you not talk with Henry the financial planner? He can work out how best to split the finances and pensions and allow for your needs going forwards. Then in the mediation you cut a deal based on that (ideally two) versions of what works for you. Otherwise what are you mediating if you haven’t got that information and proposals already prepared?

14:37 19/04/2026
Suzy Miller

Hi Suzy, thanks for that. Where would l get the cash flow chart from? We've had the 1st part of our mediation and we still need to get a CETV from one more pension provider. I will need to claim some of his pension to be able to purchase a house for my young adult sons and myself. I work 4 days. What percentage would be given and how will that be made fair? Nothing was really agreed on so not sure what im expecting in the next 30 mins session. Thanks Nav

14:15 19/04/2026
Nav
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Magnesium glycinate helps with stress, sleep and calms the nervous system

Posted By: Grace on 26/03/2026 at 21:41

In tonight’s Secret Divorce Group Meet-up, we talked about stress and how it can affect our sleep patterns. I highly recommend Magnesium Glycinate – 2 capsules with breakfast, and two with evening meal. It calms down the nervous system, helps reduce stress and you will have a much better night’s sleep.


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Mimi re financial disclosure

Posted By: Suzy Miller on 26/03/2026 at 07:16

Hello Mimi – now that your petition has been accepted by the court, just write a letter (recorded delivery) that simply states that you are working with a financial expert who specialises in divorce on the best way to split the finances and can your spouse please provide full financial disclosure as required by the law to ensure that the suggestions for the financial split are as accurate as possible.

You will require copies of all his bank statements for the last year minimum and his pension details, and any investments and also debts.

Give him a reasonable deadline and be clear that sending this information in a timely manner avoids the embarrassment of a court order forcing him to comply and ensures the accuracy of the financial settlement proposal that you will be presenting for discussion via mediation.

You will of course provide full financial disclosure yourself within the timeline you have set.

Ideally this letter will have Ruth Driscoll’s input on how best to phrase it depending on your relationship with your spouse to get the tone correct.


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Navreen – petitioning

Posted By: Suzy Miller on 22/03/2026 at 11:03

Hi Navreen – to use the Chat just log into the website resource hub and when you access the chat create a New Discussion (the green button at the top).

To petition – in the Secret Divorce Group Toolkit you’ll find Divorce Admin.
But this link takes you to the correct info: https://bestwaytodivorce.com/resource/divorce-admin-uk-general/


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Hi Mark

Posted By: Suzy Miller on 17/03/2026 at 10:56

If you work with Henry to create a clear cashflow forecast and how best to split the finances – then you can fill in/check the FormE at the same time. It’s the same numbers!


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Mimi

Posted By: Suzy Miller on 17/03/2026 at 08:53

Hello Mimi

Make sure with the D89 to provide a photo or detailed physical description as well as your husband’s address, so the petition can be served.

Ask Joanne to email you when she left messages for your husband and whether he has responded. Then include that information as you write to him (recorded delivery) explaining that mediation is the quickest least expensive way to agree how to split the marital finances and ask him to confirm that he is willing to use mediation and respond to Joanne Phillip’s calls.

I believe he already agreed in principle so maybe he’s just being slow to take action?

If he refuses to respond you need to have written proof of at least sending him an invitation to mediate so he can’t deny that you offered that option.

But before any mediation you need to know how to split the finances and have two viable options for your husband to choose from. Have you created that with Henry yet? I realise it will involve some educated guesses at this stage re. Your husband’s assets, but you can define your own needs and that is key.

Once the petition has been accepted by the family court (after it’s served) then your husband must legally provide details of his finances but don’t wait for that. Get your needs defined and assets/pensions gestimated – and when get the accurate figures (which may happen in mediation as Joanne will request that info) then Henry can update the cashflow model.

If you haven’t commissioned Henry to work out a fair split – make that a priority.

If your husband refuses to contact the mediator then you offer arbitration. The cost should be much reduced if you have the financials already worked out by Henry.

Shall I introduce you for a chat with an arbitrator who you can then introduce (in writing – recorded delivery) to your husband?


Latest Comments 2

Suzy, Regarding your comment above, "Once the petition has been accepted by the family court (after it’s served) then your husband must legally provide details of his finances..."; my divorce application has now been checked by court staff and accepted and I've been informed that the documents have been sent to the respondent. Can I now ask my husband provide what's known as full and frank disclosure of finances, assets and pensions? And if so, might you have a template letter for guidance on how to word the correspondence? Thanks

21:41 25/03/2026
Clarey

Hi Suzy I need someone to check my Form E / G before sending it over to my Ex solicitors to ensure I am covered in the event she doesn't engage in mediation. Who do you recommend I speak to please who can help me with this? Thanks Mark

10:11 17/03/2026
mark
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Att: Zainab – legal advice through divorce

Posted By: Suzy Miller on 16/02/2026 at 02:33

Hello Zainab – I’m responding via the Secret Divorce Group CHAT as that is how I manage guidance with subscribers and because information for one person is often valuable for all.

Re. Legal support re. Co-parenting – I can introduce you to a lawyer but what is relevant to know is that with young children it’s usual for one parent to be in charge of their everyday needs rather than trying to do 50/50 which can be very destabilising unless you are ‘nesting’ (parents move in and out of the family home while kids stay there all the time). This is not viable unless the parent’s relationship is amicable and respectful.

I highly recommend that the financial agreement is settled and becomes a consent order during the final stage of the divorce process asap as that impacts (is based upon) many of the co-parenting decisions (how far away parents live/schools) the financial decisions – and I recommend a discussion on the co-parenting relationship in mediation before talking about finances – but not getting into a court battle over the details – just accepting there may be areas of disagreement but moving on quickly to agree the finances.

Once finances are agreed that can often change the demands over the co-parenting arrangements and if they are still contested – use an arbitrator to decide for you.

Children should never become pawns in a divorce war – when you work with a financial planner like Henry, their needs will be integral to the cash flow forecasts and the suggested ways to split the finances.

If you want an intro to a lawyer about specific legal aspects of the co-parenting (which comes down to what is in the best interests of the children which is usually to spend time with both parents – doesn’t need to be 50/50 when very young if that is disruptive for them – and if a parent cannot be on their own caring for the children due to behavioural issues then contact can be at an approved supervised contact centre) – confirm here and I’ll do an intro to a lawyer who is also an arbitrator.

But I urge you to get the financial aspects of the divorce done and dusted within 6 months – this webinar on 9 March will be very relevant to your situation: https://bestwaytodivorce.com/fair-settlement-summit/


Latest Comments 1

Morning suzy, yesterday i did send my email d89 and my husband picture, i have completed all question and also discribed him. Yes i need the arbitrator .

08:59 18/03/2026
Mimi Romero
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Spousal support

Posted By: Mimi Romero on 11/02/2026 at 04:08

Hi suzy. Regarding sending a message to my husband in writing. Can you send a text and i will write down.

Thanks mimi


Latest Comments 2

Also Mimi - when requesting interim spousal maintenance - request money to cover any legal or other divorce-related costs. It is unfair if your spouse can afford support but you can’t. So the cost of working with Henry and the mediator Joanne should be requested as reasonable costs that are also going to keep you both out of court. Plus ask for some money to allow me to support you with some 1-1 sessions.

05:43 11/02/2026
Suzy Miller

Hi Mimi. So first you need to justify how much you need (Henry can help you with that - have you emailed him yet to book in a call? Then write to your husband explaining that you need financial support until the divorce financial settlement is reached, provide evidence of that (Henry's assessment/your basic needs etc) and give him a deadline to respond (eg 5 working days) with instructions of where to transfer the regular payments etc. Make it clear to him that if he keeps you financially disadvantaged during the divorce process, then that is in effect 'financial control' and you will be forced to take legal action and apply for a court order for maintenance pending suit. Hopefully that wil do it and if not (it would be sensible for him to comply), you will have saved some time in getting a legal solution. If your husband does not respond then let me know and I'll introduce you to a lawyer to help you request MPS. Best wishes Suzy

04:33 11/02/2026
Suzy Miller
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Form P should it be done for form E

Posted By: Sunshine24 on 19/01/2026 at 22:40

My stbx has completed his form E but is refusing to send off Form P to each of his pension providers. He says CETV is sufficient, but I know from one of your webinars that PODE should be obtained as income from pension should be looked at. My stbx said he will only provide Form P for his pensions if a judge orders him to do so and said “you’re not having my pensions”.

Where do I stand?


Latest Comments 1

We can discuss this on Saturday Steffan in our 1-1, or at the meet up Online this Thursday. Using the court to get things done is slow and expensive and can often be avoided, it is there as a back stop. If you have the CETV and Henry (have you spoken with him yet about the finances?) says that’s good enough, then not to worry. If you need more accuracy then it will be to your husband‘s advantage to do that because if you have to estimate, presumably you’re going to estimate in your favour? Right? Focus on the strategy - don’t take the bait. Just gather as much financial info as you can and choose your battles wisely. Suzy

00:06 20/01/2026
Suzy Miller
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Posted By: Lydia on 28/12/2025 at 23:14

Hi Suzy,
Could you please introduce me to the financial planner you recommend?
Thank you
Lydia


Latest Comments 1

Hi Lydia. I can get that done. Please can you email me direct with the correct email address you want me to use for the introductions? suzy@startingovershow.com

23:47 28/12/2025
Suzy Miller
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Quick review to help me help more people

Posted By: Suzy Miller on 04/11/2025 at 17:35

I would massively appreciate a quick Trust Pilot review if you have found my support valuable in any way – https://uk.trustpilot.com/evaluate/startingovershow.com

A couple of minutes of your time – but it would mean a lot to me.

Thank you x


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To Do List for Ryan (and some of you might want a reminder!)

Posted By: Suzy Miller on 14/10/2025 at 12:23

Many of you in this group may also find this action plan useful!

To Do List:

-Ask your STBX if she will agree to a mediation about the coparenting, and then if she’s happy, to continue mediation to resolve the financial agreement. Let her know that with Joanne she can do shuttle mediation – your spouse doesn’t even have to see your face!

-Talk to Joanne the mediator and ask her to contact your STBX to discuss the way she can help with the coparenting plan and the finances.

-Create a coparenting plan (there is a template in dTour.life) so you have a basis for discussion at the mediation. Allow your STBX to feel heard, acknowledge her concerns. Agree on what you can but don’t expect to agree on everything. What you want is for her to feel confident enough to then continue into the financial discussions.

-As soon as you can, create with Henry a couple of ways to split the finances (don’t get hung up on child support – keep that as separate element as it will change over time and is not something you need to put into a legally binding consent order) – you just need to offer options where your spouse can see she is going to be ok in the short and the longterm.

-Move from a very limited (one or two sessions max) about the coparenting plan (you can come back to it later) and move onto the financial agreement.
Anything you don’t agree on, an arbitrator can cover those points.
Make it clear that there is no need to go to court, with this quicker cheaper options available.

-Make sure. you log all responses re. acceptance or not of mediation and arbitration. Never get answers verbally – always in writing.
Remember to praise your spouse for their good decisions and their keenness to get things wrapped up. Use the word ‘thank you’ for those specific elements. It will help them have confidence in what your are proposing.


Latest Comments 2

Regarding the dtour.life platform, I read that we can use it if we are subscribing to The Secret Divorce Group. i see the link to the dtour.life site, but could you please tell me how we would log in/register? Thanks

21:23 14/10/2025
Ryan Clark

Thanks Suzy. I have been updating financial information, as that will (hopefully!) be exchanged tomorrow. I will spend the day carrying out the next steps you suggested.

21:07 14/10/2025
Ryan Clark
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Would a 1-1 catch up be useful?

Posted By: Suzy Miller on 11/10/2025 at 14:29

Would it be good to catch up and see if I can support you further in your journey?

You can book in a free 1-1 call using this link: https://calendly.com/suzymiller/15min

Please do not share this link outside of this private support group.

Best wishes

Suzy


Latest Comments 1

Yes thanks, I just booked in

16:31 11/10/2025
Ryan Clark
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Recorded workshop

Posted By: Suzy Miller on 05/08/2025 at 20:35

​To provide an overview of the whole divorce process and how to save thousands, the video recording is now available here for those who have not yet attended a workshop: https://bestwaytodivorce.com/divorcing-a-difficult-spouse-workshops/

Best wishes

Suzy


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Answering Jaswinder’s questions

Posted By: Suzy Miller on 30/06/2025 at 21:39

Hi Jaswinder – in answer to your questions, the FP8 form is to let the court know that you are no longer represented by the solicitor and are self representing. The D11 in this case is presumably to let them know that you want to delay the next hearing so that you can access financial advice and then come to an agreement by mediation (or arbitration if that’s needed). Re.consent from your STBX – if he refuses than get that clearly in writing, as that would demonstrate him pushing for court whilst you try to keep things out of court. I recommend that you write to him clearly stating that you want to use mediation and are going to introduce him to a specialist mediator who you feel safe with, and who will save your STBX a great deal of money and time, so it’s worth him talking to her, and then agreeing to mediate the financial settlement. Hopefully he will consent to that. It seems odd that you should have to pay to turn this away from court. Has Joanne been able to advise on this?


Latest Comments 13

Hello suzie Pension update, if a cetv was obtained and submitted sep/oct 2024 via solicitors when i has representation I am now lip and other party are aksing for updated version do i still need to submit one if it is less than 12 months since last Also other oarty are asking for randon statements from 23/24 all submitted via solicitor and updates january 2025 Do i have to comply and just given them statementd from jan-jul 2025??? How do i check my cetv pension myself , regrettably trusted my solicitor will all and now i am here ? And if they’re asking for 2022 statements as stated solicitor did not provide?? Then why did they mention this prior finances of February 2025 Or are they just trying to intimidate me now i am alone Sorry but how do i get information for cetv pension This is what there asking for don’t know if it is exactly what the court are asking for Don't know now i am LIP they being intimidating all statements were resubmitted jan 2025 before hearing

16:11 13/07/2025
Jaswinder

Good morning suzy , as i am lil other party are now preparing for the fdr and are asking me to give certain details , but keep advising me for missing statements, car insurance policy, asking about why i am using paypal have not declared a paypal account ???? I use PayPal to pay for amazon please please can i ask for your advise on how to reply. As i am lip, and heading to a fdr , other partys solicitors are asking for information can i please ask for advise on how to answer this , repeatedly asking for statements asking about paypal being used , but if these were not answered previously would this not have been addressed to a judge or questioned to my previous solicitor , they are asking random request that would and should have been answered by my previous solicitor prior to every hearing ?? Please could you help as i am so lost and scared Thanku jas

06:17 11/07/2025
Jaswinder

Hi Jaswinder - I’ve just sent you a link to join dTour.life - this includes a way to upload your bank accounts and those of your spouse (or any financial information you have) and create your own cash flow forecast showing your financial needs. There is also a coparenting plan template. If you want to work with the mediator Joanne - let me know and I can give her access so she can see your info - which she needs to do before you attend mediation. Also Ruth can help with the coparenting plan. Use the cashflow forecast to demonstrate your financial NEEDS - if you are working with a debt charity I can also give them access. Do not give access to your spouse or their lawyer - this is your safe space. They receive only what you choose to export and send them.

08:07 10/07/2025
Suzy Miller

Hi suzy What would the cost be for a cash flow forecast ? Even tough i am LIP and with the sourness of my case i still don't think i should ignore the fact and let the judge know about my financial state once the house is sold and being let homeless with a disabled child Do you have a template to fill out a fp8 form or can i just email the court and advise i am a LIP

00:54 10/07/2025
Jaswinder

Hi suzy, Still have not heard from joanne I did receive a email this morning advising me she was looking forward to our call and i have not heard from her

17:23 05/07/2025
Jaswinder

Hello Jaswinder - I'm trying to find out what happened to Joanne. Let me know when she gets back to you.

13:15 05/07/2025
Suzy Miller

If you provide Henry with the financial information and what you need to live on, mortgage/rent etc and care for your child - he can provide a cashflow forecast that demonstrates your needs clearly - which the judge seems to not be fully aware of. So he can do that for a fee (way less than legal fees) - and it's the most essential service you need right now.

08:30 03/07/2025
Suzy Miller

Afternoon suzy, Unfortunately henry can not advise me with financial side ??

16:16 02/07/2025
Jaswinder

Children matters is separate from the finances. If you follow my suggestions you can ask for costs against Ex if he forces court - but if he's smart he'll do mediation or arbitration because it saves him money and time as well. A barrister may be needed if you have to stop him taking your child away or not to contribute financially or defend a court action etc - but that's expensive even direct access (no solicitor involved) - but again, try to use arbitration and demonstrate you want to stay out of court and request costs against him if he unreasonably forces court as the only option. Talk to Rebecca - she's a solicitor. Because it's all a bit of a mess, you many need a session with a lawyer to make sure you comply with any court orders already created or oppose them because you are already embroiled in that system to do with the children. But for the finances - do everything you can to keep it out of court. That's what the courts want. Better for you AND your STBX. But again, because of current legal wrangles, you may need one session to get advice but you may also get all you need in a free conversation with the arbitrator, as she is most likely going to be your best option if your spouse doesn't want to mediate or fails to cut a deal.

20:12 01/07/2025
Suzy Miller

Hello suzy would u recommend a barrister , as i feel going alone i totally ruined my life ???? I do not see Ex completing outside of court , he has the means and money from father to go all the way and he want to ruin me and his child as she live with me and cao has been filed from my end 3 weeks ago as he threatened me with child arraignments and to use my code on conduct against me for child court and cafcass judge accepted this

14:59 01/07/2025
Jaswinder

For some reason the Letter template (making clear to a spouse how to avoid court and put a good case therefore for them paying costs if they force you into court just the same) won't load - so I'll email it direct. Any one else following this who wants a copy, let me know.

13:13 01/07/2025
Suzy Miller

Hi Jaswinder - this may be because this was done via solicitors and the courts not DIY - but even so, if your spouse wants to delay to use dispute resolution, it would seem ridiculous to make you fill in loads of forms and pay money. They WANT you to stay out of court. So I suggest I intro you to an arbitrator - as you need to be clear on how that works as the alternative to mediation if your spouse can't come to an agreement that way - and she is also a solicitor so should be able to guide you on how to approach this court delay within your complimentary chat. You can then recommend her services to your spouse as another way to avoid court. I've attached the draft LETTER that can be used to clearly state to your spouse why and how he can avoid further legal fees, and it requires you to have already recommended mediation and arbitration (dated requests that you log in the letter). I recommend adapting the tone of the letter as well with Ruth's help, or with Joanne's - but you need to prove you have offered stay out of court as the best option and so you need to have spoken to and offered your spouse the chance to speak to both Joanne and an arbitrator. Don't want to overload you, but it's important to not only talk to Joanne, but then immediately request that your spouse speaks to her and considers mediation. Because of the nature of your STBX, also talking to and requesting he speaks with an arbitrator as soon as possible would be wise, due to the time restraints you have because of court dates. Obviously, you don't want to go into the mediator or arbitration until you have clear financial plans from someone like Henry, to explain the fair way to split the finances.

13:11 01/07/2025
Suzy Miller

Hi suzy, I have a call with joanne on Friday this week ? I called the courts today as per them advising me the conditional order was read out on the 17th april, and i can apply for final order ? I called advising court i want to delay this as i have not concluded on finances to which she replies D11 form needs to be apllied for consented with ex £60 Non consented alone £190 Nit sure on what to do as i did not apply for the divorce myself , was done via solicitors ? They also advised to fill in a fp8 to tell the courts i have no representation i am a LIP

22:20 30/06/2025
Jaswinder
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Thursday (TOMORROW) is our Meetup

Posted By: Suzy Miller on 28/05/2025 at 09:32

8:35pm tomorrow (Thursday) is our zoom monthly Meetup. Get information and inspiration – and if you want to attend the workshop beforehand (7-8:15pm) just let me know and I’ll add you to the attendees list.


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The link to get a ticket is here - see you later! <a href="https://bestwaytodivorce.com/divorcing-a-difficult-spouse-live-workshop-uk/" target="_blank">https://bestwaytodivorce.com/divorcing-a-difficult-spouse-live-workshop-uk/</a>

15:20 31/07/2025
Suzy Miller

Hi Suzy, Could you add me to the workshop at 7pm today please? Many thanks!

15:02 31/07/2025
Lydia
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is there a last Thursday meet up this evening?

Posted By: Siriol on 24/04/2025 at 19:51


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Mediator recommendation

Posted By: Sukh Bhattal on 07/04/2025 at 09:08

Suzy, please can you put me in touch with your recommended mediator?
Also, Henry has not been in touch so far, please can you nudge him again?


Latest Comments 2

Hi Suzy I’m awaiting a call but can’t remember who you said to adjust letter

13:37 28/04/2025
Claire

I shall intro you to Joanne our specialist mediator now, and give Henry a nudge. It's great to see you taking control of this process. Any questions, come back to the group for support.

09:20 07/04/2025
Suzy Miller
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Sukhvir – some feedback on your situation

Posted By: Suzy Miller on 02/04/2025 at 18:25

In response to your update, I suggest that if you haven’t already been introduced to specialist mediator Joanne Phillips, let me know in the support group CHAT and I’ll intro you. I think you need a second opinion on whether or not mediation will work. Having lawyers present isn’t going to make it work any better!

Also, you have the option of arbitration if mediation doesn’t give you the full agreement you need – if you want intros to arbitrators, let me know in the Chat.

Henry is able to help you work out alternative funding options, though doing some homework first will help. Do you want an intro to a mortgage/refinancing professional for a no-obligation chat?

Yes – if you’ve not spoken to Henry, request a no-obligation session with him via the CHAT. It would a smart move.

Bear in mind – if your STBX is difficult and likely to drag you towards court, you need to demonstrate how hard you’ve worked to pursue things out of court. So demonstrate that you have invited your STBX to mediation, even if the outlook looks bleak. Then arbitration if they say no. Give the court every reason to assign legal fees you’ve spent to your STBX. And the fact she might get lumbered with your costs, will make her more likely to also want to stay out of court.

I have a template letter that lays it all out, but I do recommend that the tone is adjusted with the help of Ruth before sending – and also you need to actually offer the peaceful options first so that you can record those actions within the text of the letter.

Paying lawyers to sit with you during mediation is going to be expensive, and unless there are some complex legal aspects you need immediate advice on during the the sessions, I really don’t see the benefit to you or quite frankly, to your STBX.


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Interview with lawyer/mediator/arbitrator about getting costs paid by your STBX who drags you into court!

Posted By: Suzy Miller on 27/03/2025 at 21:46

I interviewed Rebecca today about a recent case where costs were awarded against a difficult spouse who pushed for court. Just to prove – this does actually happen! So it is very important to evidence that you are the reasonable one trying always to avoid court.

This does not mean you don’t apply for court orders if needed to financial disclosure, for example. But that is not the same as doing FDRs and ignoring dispute resolution as an option.


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Free access to tonight’s workshop

Posted By: Suzy Miller on 27/03/2025 at 16:41

For Secret Divorce Group members – you can join in on this workshop at no cost, or access the recording. BUT YOU MUST LET ME KNOW BY 5.30PM LATEST – simply respond to this message by adding confirmation as a reply within the Secret Divorce Group chat.


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Att: Noel

Posted By: Suzy Miller on 24/03/2025 at 23:33

Thanks for the update Noel. Yes, getting back in touch with Lisa and requesting a chat about how she can support you with DIY (which is more about you avoiding solicitors fees and only having to pay for the barrister – she can explain how that would work for you).

But equally, I would adapt the letter that sets out the need for avoiding court. This could all be sorted in mediation, with arbitration as the back up. If you need intros to mediators/arbitrators let me know. You’ll need to refer in the letter to what date you have informed you Ex about these options, and recorded her response. The letter is making clear to her that you will ask for costs if she is refusing to use mediation/arbitration. So don’t just send the letter – action those things first.

But you need to have spoken to the professionals and requested she choose who she wants to work with, and that way you can demonstrate to the court (if she refuses to try those options) that you have done everything you can to facilitate an out of court settlement. I would also refer to the parenting. plan – have you created one in dtour.life yet? – this is a great basis for an initial mediation and it demonstrates your pro-active, organised and reasonable approach to coparenting. This should be very detailed, not just about access. It demonstrates how well you think through the needs of children. And it can be used to back up what you want re. access if court is the only option you are given. And if you are forced to use court, apart from going for costs, you can also ensure that the court orders your ex to use Our Family Wizard as the sole form of communication (they have a court order template you can use).

https://shareasale.com/r.cfm?b=212922&u=1930759&m=25791&urllink=&afftrack=

Ruth Driscoll is great for helping with the coparenting plan, and getting the tone of Letter correct when adapting the draft template.

Joanne as a mediator can help persuade your Ex to participate as she can back up the fact that courts are starting to give costs against people who avoid staying out of court.


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Hi Noel, I can introduce you to a solicitor who used to support dads through the charity Families Need Fathers (now Every Parent Matters) so he is very experienced in these situations. He is also a trained mediator and collaborative lawyer, and part of the Amicable Divorce Network UK - so he genuinely wants to reduce the use of the courts and will be highly ethical in his practice. In other words, he won't ramp up the bills unnecessarily and if you want to do some of this DIY, he can support that. To speak with him, you would have to book in a paid session for legal advice and then take it from there. I can introduce you via email. Let me know if that's what you want me to do. I think he would give you sensible advice and if you use a direct access barrister, then you don't need to pay for a solicitor to be in court as well, which keeps the costs down. Have you contacted Lisa with the new court dates? Lisa is happy to work with you if you have a solicitor advising you, but don't want them to be running the whole show - so you get advice from your solicitor and the writing up of legal orders etc, whilst the barrister argues your case in the court. Or you can hand it all over to a solicitor to liaise with the barrister - it just costs more that way. So your plan of getting the solicitor to write up the statement and the barrister for the court date, is a good one! Let me know if you would like the introduction to the solicitor, and confirm if Lisa is able to support you, or do you need to speak to another barrister? Best wishes Suzy

14:22 25/03/2025
Suzy Miller
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What is the name of the online calanders please

Posted By: Alicia on 20/03/2025 at 10:52


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The online coparenting calendar I recommend is Our Family Wizard: <a href="https://shareasale.com/r.cfm?b=212922&u=1930759&m=25791&urllink=&afftrack=" target="_blank">https://shareasale.com/r.cfm?b=212922&u=1930759&m=25791&urllink=&afftrack=</a> It is the only one that is GDPR compliant. Nothing can be deleted. And if necessary a judge can order that the other parent uses it. Howver, I recommend that a coparenting plan is created on which the OFW app is the practical application. There is a good template for a coparenting plan inside dTour.life. If you still need a link to access dTour.life online divorce management system, let me know. It's part of your subscription.

21:51 27/03/2025
Suzy Miller
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Free Ticket to online Divorce Workshop

Posted By: Suzy Miller on 19/03/2025 at 20:08

If you are free to attend (or want a recording) of my upcoming workshop on Thursday 27 March 7-8:15pm – then simply REPLY TO THIS MESSAGE saying you want to have a ticket to the workshop.

If you want to have a look at the details, see here: https://bestwaytodivorce.com/divorcing-a-difficult-spouse-live-workshop-uk/

But to avoid paying (as a member of the Secret Divorce Group) just message your desire to attend and I’ll add you to the list!

Suzy


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Nicola re. template for filling in the from E

Posted By: Suzy Miller on 11/03/2025 at 17:23

Hi Nicola – to work out the costs of what you spend is a job of going though bank statements, but made much easier if they are uploaded to dTour.life where you can run your own cashflow forecasts. As I’ve explained, I pay personally for that subscription so it is available to those who remain subscribed to Secret Divorce Group. You can get your own subscription but it costs not much less than the SDG one.

Working with a financial planner like Henry Elliston is usually the way people pull together the info for the Form E (which they don’t necessarily need if they are avoiding court and focusing on how to split the finances through mediation). Henry can work out based on your current costs, projections of future costs (so much more useful than just using the Form E!)


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Response for Nicola

Posted By: Suzy Miller on 07/03/2025 at 14:26

Hello Nicola

Your solicitor appears to offer unbundled pay by the hour so that’s good. If you can think of a reason to use her (perhaps for turning your final mediated agreement into a Consent Order – though I have a potential less expensive option I can share when you get to that stage) – then it’s good to know that solicitor is there in the background should you need them. But you might not.

If you work with Henry or any specialised divorce financial planner (who does long term cashflow forecasting) and then with maybe a couple of options of how to split the finances, you use mediation to cut a deal, then job done. All that happens then is you take the summary of the agreement (Memorandum of Understanding) and get that turned into legal language as a Consent Order.


Latest Comments 2

Hi Nicola, You can pay a legal person to act as a concierge service, but it's a very expensive way to do it, when you can equally get 1-1 support for way less - because most of what you need to do doesn't involve any legal advice. If you need that, then you have your lawyer available on an hourly basis. You can involve them as much or as litte as you like - but best to just use them when you actually need legal advice. Which may be little or not at all. If you 'instruct' a lawyer then they become the person your spouse needs to send info to. But that is very expensive and usually not necessary, if you only actually need a lawyer in the background to work on an hourly basis ad hoc (unbundled). Just check they are happy to work that way. You don't need to instruct' them, unless you need them to be a go-between but that will cost a lot of money. If you want more 1-1 support on just staying on track. and reducing the need for using a lawyer for things that are nothing to do with the law, you can join the Secret divorce Group combined with a monthly 1-1 zoom with me as a subscription via this link: <a href="https://startingovershow.thrivecart.com/subscription-strategy-session-uk-sdg/" target="_blank">https://startingovershow.thrivecart.com/subscription-strategy-session-uk-sdg/</a>

17:06 07/03/2025
Suzy Miller

Thanks so much - I am filled with so much fear and doubt that I can do it without a legal person taking the lead.

15:45 07/03/2025
Nicola
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Response for Nicola

Posted By: Suzy Miller on 07/03/2025 at 14:26

Hello Nicola

Your solicitor appears to offer unbundled pay by the hour so that’s good. If you can think of a reason to use her (perhaps for turning your final mediated agreement into a Consent Order – though I have a potential less expensive option I can share when you get to that stage) – then it’s good to know that solicitor is there in the background should you need them. But you might not.

If you work with Henry or any specialised divorce financial planner (who does long term cashflow forecasting) and then with maybe a couple of options of how to split the finances, you use mediation to cut a deal, then job done. All that happens then is you take the summary of the agreement (Memorandum of Understanding) and get that turned into legal language as a Consent Order.


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Request for letter template

Posted By: Sukh Bhattal on 05/03/2025 at 11:52

Hi, please could you send me the letter template for sending to my ex, who is insisting on going to the courts rather than mediation?


Latest Comments 4

If looking to encourage your solicitors to commit to keeping you out of court if at all possible - that’s what these lawyers have committed to: <a href="https://members.amicabledivorcenetwork.co.uk/member-directory/" target="_blank">https://members.amicabledivorcenetwork.co.uk/member-directory/</a>

11:31 06/03/2025
Suzy Miller

I’ll make that intro to Ruth now. However I do recommend talking also to the financial expert as unless you have got a clear long-term cash flow forecast justifying the way you want to split the assets, then what exactly is it that your mediating? It’s vital to be able to justify the way you want to split the assets, because if you then do get dragged to court, you’ve got something that even not a very clever judge could understand and think was perfectly reasonable. That judge would then be much more open to the fact that you shouldn’t be in court at all and that you have genuinely tried to stay out and have a strong case for costs. If you’ve already got a mediator who is experience working with very difficult people, then fantastic. If you do need someone who is much more experienced in that area, and who also works collaboratively allowing professionals to come into the mediation to explain the finances for example, or to provide emotional support off-screen during sessions, then some mediators are happy to do that but others are not. All of the above are part of the strategies of keeping you out of court. I would recommend that your Mediator applies to join the Amicable Divorce Network UK if they haven’t already. And also your solicitor. By using solicitors from the amicable Divorce UK again you are demonstrating your intention to stay out of court.

11:26 06/03/2025
Suzy Miller

Suzy, please can you put me in touch with the "communicating with a difficult Ex" expert? For me, this is a process I am already deep into. So I'm looking to pick and choose individual pieces from your resources to supplement what I'm already doing via my divorce solicitor and mediator.

09:19 06/03/2025
Sukh Bhattal

I'll get that template letter over later Sukhvir. And shall I make those intros for complimentary no obligation consultations with the financial, mediation and 'communicating with a difficult Ex' - experts? It's important that you provide a clear pathway to staying out of court to validate the fact that your ex has no need to access the courts, and therefore, should pay your costs.

12:32 05/03/2025
Suzy Miller
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Need confirmation of path forward

Posted By: Siriol on 28/02/2025 at 15:04

I’m a bit confused as to the right person to get help from next – and annoyingly completely forgot to join the zoom last night until 5 minutes after it finished! Is there any chance i could schedule a brief chat just to make sure i am on the right path? Thanks


Latest Comments 1

Hello Siriol. Shame you missed the zoom - it went on for over an hour! I've just re-emailed you your to-do list, and once you've had a chance to read that through, any questions, pop them into the chat here. If you need more 1-1 support, there are useful links in the to do list that I've included. Best wishes Suzy

23:12 28/02/2025
Suzy Miller
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When to start financial mediation

Posted By: Suzy Miller on 24/02/2025 at 12:20

Don’t think you have to have agreed anything before starting mediation. That is where you will find the agreements. As long as at least one of you have some well crafted options – at least two options ideally created with a financial planner specialised in creating long term cashflow forecasts for divorcing couples. Then you have something ‘to mediate’ !


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Alicia – and all parents

Posted By: Suzy Miller on 17/02/2025 at 10:22

if you’re not already doing so whilst coparenting, I highly recommend you use Our Family Wizard. https://shareasale.com/r.cfm?b=212922&u=1930759&m=25791&urllink=&afftrack=

It is the only coparenting app that is fully GDPR compliant and can be used if needed in court. It cannot be deleted so any messing about or bad behaviour or just not Making use of it when that is the designated way to keep contact, all demonstrate the other parent’s bad behaviour in ways that are very hard to prove otherwise but more importantly, because it’s a really useful tool, it reduces that bad behaviour in the first place.

https://shareasale.com/r.cfm?b=212922&u=1930759&m=25791&urllink=&afftrack=


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Linking dtour.life to accounts

Posted By: Lydia on 15/02/2025 at 11:18

Hi Suzy,
I am getting the message that the current version on dtour.life is unsupported and to update the app. I am using the browser and can’t find anywhere to do any updates. Are you able to help?

Many thanks 🙂


Latest Comments 1

Hello Lydia. dTour.life seems to be fine - not sure why you are getting those update requests. Are you able to log in? If so, the Support Chat is very helpful. If not. -let me know and I'll message them.

17:06 15/02/2025
Suzy Miller
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Welcome Nicola

Posted By: Suzy Miller on 14/02/2025 at 18:45

Welcome to the group Nicola. If you have any questions, pop them into the chat by adding a comment to this post, or creating a New Chat Topic.


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Accounts

Posted By: Alicia on 12/02/2025 at 15:51

My husband and I use the same accountant. We filled accounts separately for our two businesses. In 2020 he took my business into the farm business. I emailed the accountant for the accounts for the last 7 years. She emailed back with my self assessment files up to 2020. She has not sent anything through since my business was taken into his. Do I still have the right to see the accounts although they are within his farm accounts?
I expected her to send profit and loss and balance sheets but all I got were my self assessment forms.
Should I push to get all of the accounts that relate to my business?
I’m pretty sure she won’t send me the last 4 years worth since she has today sent a letter to disengage me as a client, conflict of interest which I understand.
My husband will only have to send this years accounts for the form e financial disclosure is my understanding so a trading pattern will not be evident. I’ve been told by a self employed friend I’m entitled by law to see all the accounts but I wanted clarification on this please.
Would it benefit me to push to get hold of them?
Thank uou


Latest Comments 1

Hi Alicia If you’re working with a financial planner like Henry Elliston who I would most likely have introduced you to, you do need to have a history of the finances in order to make reasonable and accurate projections going forwards. So it certainly makes sense to request those in the interest of making a clear plan of how best to divide the assets. Your STBX can try to argue that he only needs to give you a year, but one option is to make some assumptions based on the information you have and based on his tax returns in the past - which there will be some made publicly available. It’s not great for Henry as far as accuracy, but it does mean that you can make some educated guesses - that are in your favour. And then when you present the financial projections you can say how you had to just make an educated guess, and if he could provide you please with the accurate information you’ll be able to revise the figures. But in the meantime, this is what you’re going to have to work with as far as what you think would be fair and reasonable and this is the basis for your mediation. You make it clear that either mediation or arbitration are the best options and that if you’re going to have to go to court for any reason, that you should get costs from him to pay for your legal fees because there’s no reason why you would need to be in court other than him refusing to do mediation or arbitration. Which would be completely unreasonable and not very smart on his part. At this point he may consider that he’s better off doing mediation and then what’s the point of discussing financial plans based on false information because he hasn’t provided the correct information, and suddenly that game that people play of “ Oh I don’t need to give you more than a year “ starts to feel a little bit flat. If you’ve got a good case and I think with a business that’s quite reasonable, you can try and get a court order that asked him to give more information but to be honest - I think the strategy above is more effective, quicker and far less expensive. And definitely worth a shot. The whole form E thing is a very clumsy tool designed to simply show what goes in and out and to give something for lawyers to argue over. By working with a financial expert who does long-term cash forecasting, like Henry, you’re able to do accurate projections and work out a sensible way to split things. It’s blindingly obvious to do it that way, but lawyers lose a lot of money so it’s only people like me who suggest that you should be working with a financial expert rather than the lawyer in these early stages because they’re the ones qualified to help you decide what is the fairest way to split everything looking into the future at both of your needs.

21:58 12/02/2025
Suzy Miller
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Access free live workshop

Posted By: Suzy Miller on 03/01/2025 at 13:08

All group members can access for free my next online workshop at the end of February. It will be recorded – but better to attend live.

Please comment on this post what you want me to cover in the workshop, and your biggest challenges. That way I can make sure it’s the most useful I can make it.

Also what days of the week and what times are best for you.l? Any days/times NOT good?

I need your responses by 9pm tomorrow (Saturday).

Let’s make this year the best one ever. For everyone in this group.


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Still wrapping your Xmas present. No zoom call today but something even better.

Posted By: Suzy Miller on 26/12/2024 at 12:20

Still wrapping your Xmas present. No zoom call today but something even better.

If you need any emergency support – post in the CHAT (don’t forget to make sure you are logged in to the site first – top right)

Secret Divorce Chat


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Meetup tonight on zoom

Posted By: Suzy Miller on 28/11/2024 at 10:52

See you online at 8.35pm tonight: https://us02web.zoom.us/j/85862036242?pwd=bVVOSk1wTnVLeU1kNkhidTl2TFVmQT09

 

 

See you online at 8.35pm tonight: https://us02web.zoom.us/j/85862036242?pwd=bVVOSk1wTnVLeU1kNkhidTl2TFVmQT09


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10:56 28/11/2024
Suzy Miller
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Cherryl

Posted By: Suzy Miller on 27/11/2024 at 14:43

I see you’ve connected with Henry. Would you like an intro to Ruth as per our to-do list? She’s very helpful when dealing with a difficult spouse!


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Meetup Tonight!

Posted By: Suzy Miller on 31/10/2024 at 15:31

Our next Group Meetup is Tonight on Thursday 31 October 2024

20:35 UK / 12:35 PT / 15:35 ET

30 Minutes Live

– what would you like to focus on?

Let us know in the Group Chat!

For half an hour I make myself available via zoom to answer questions, hear your stories, and generally be useful and save you spending money on getting the answers you need, when between myself and the members of my Divorce Support Squad we can usually get you those answers for free.

Suzy Miller is inviting you to a scheduled Zoom meeting.

Topic: Secret Divorce Group Meetup
Time: Oct 31, 2024 20:35 London

Join Zoom Meeting
https://us02web.zoom.us/j/85862036242?pwd=bVVOSk1wTnVLeU1kNkhidTl2TFVmQT09

Meeting ID: 858 6203 6242
Passcode: 460962


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dTour.life

Posted By: Sarah on 01/10/2024 at 13:28

Where’re can I find dTour.Life on the website?


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Is that Sarah Minot? dTour.life is a separate company but I pay the subscription on your behalf. If you check you're emails for info@dtour.life you should find your login details. Or go to <a href="https://www.dtour.life/" target="_blank">https://www.dtour.life/</a> and log in (top right). Any questions about using it, just message me here in the group. Best wishes Suzy

14:04 01/10/2024
Suzy Miller
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Join me tonight at our monthly meetup!

Posted By: Suzy Miller on 29/08/2024 at 07:25

Our next Group Meetup is tonight on Thursday 29 August 2024
20:35 UK / 12:35 PT / 15:35 ET
30 Minutes Live
https://us02web.zoom.us/j/85862036242?pwd=bVVOSk1wTnVLeU1kNkhidTl2TFVmQT09


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This letter to your STBX will change everything

Posted By: Suzy Miller on 25/07/2024 at 11:09

I can share with you the one page letter that will stop your STBX from messing you about and costing you any more legal fees.

If you are fed up with stalling tactics and feeling like this nightmare will never end – this letter is the answer to bringing you to a place of closure so that you can finally move on.

As group members you can pop onto the Meetup tonight at 8.35pm (see Meetup tile in Secret Divorce Group for the link) and I’ll tell you how to make sure that the words in that letter are backed up by actions that will bring your divorce to a close.

If you haven’t already attended or viewed a workshop on Divorcing a Difficult Spouse, then join me this evening at 7pm to be clear on the strategies that are referred to in the letter.

A letter that you can send to your spouse (backed up by the actions I facilitate via the workshop/meetup zooms) and then – you won’t need me anymore!

If you missed the link to tonight’s workshop it is below. For the zoom Meetup afterwards – that is included in your membership.

DIVORCING A DIFFICULT SPOUSE
Thursday 25 July 2024 – 7 – 8.20pm

https://bestwaytodivorce.com/divorcing-a-difficult-spouse-live-workshop-uk/


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Still haven’t been on the Workshop: Divorcing a Difficult Spouse?

Posted By: Suzy Miller on 06/07/2024 at 10:51

For group members only, the price is reduced by £10 for the workshop, so if you haven’t already been on one you might want to sign up for this. The special rate ends Monday 12pm as I’ll be then promoting it beyond the group to those in need.

Come along to the next workshop as it’s packed with valuable info and you can ask questions and it’s live – but also recorded.

DIVORCING A DIFFICULT SPOUSE
Thursday 25 July 2024 – 7 – 8.20pm
https://bestwaytodivorce.com/divorcing-a-difficult-spouse-live-workshop-uk/

It’s a reduced price until Monday 8th July 12pm exclusively for members of the Secret Divorce Group.


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